Trusted by 1.5k clients
Issuing and acquiring solutions designed for low- and medium-risk businesses - from secure payment processing to fully branded card programs
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Acquiring
“Cardaq’s flexible acquiring platform slashed our partners’ setup times and costs—letting them focus on growth with confidence.”
Hugo Remi
Founder & CEO, Cardaq
Merchant-Friendly Terms
Simple. Transparent. Merchant-friendly. Our terms are designed to help your business scale without hidden costs or complications.
Simplified Onboarding
Four steps, one smooth start. Our streamlined onboarding takes you from registration to live processing in minutes.
Next-Level Payment Security
Advanced fraud protection, encrypted transfers, rolling reserves and 24/7 multilingual support keep your payments safe and your reporting transparent.
Issuing
From everyday debit to premium Mastercard World Elite, we design and deliver the full spectrum of card programs — virtual, physical, prepaid or credit — all branded for your business.
Stay tuned
Coming soon
Benefits
Discover a range of travel, lifestyle and everyday features available across premium card programmes.
Availability may vary depending on the programme structure and applicable terms.
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Designed for life on the move
World Elite Mastercard® card programmes include a curated set of features designed to make everyday life and travel more comfortable - from airport lounge access and concierge support to seamless global connectivity with eSIM and selected partner offers.
Learn moreMastercard
EVERYDAY PRIVILEGES
Visa
EVERYDAY PRIVILEGES
UnionPay
EVERYDAY PRIVILEGES
EVERYDAY PRIVILEGES
Mastercard
TRAVEL & ASSISTANCE
Visa
Global Concierge
UnionPay
Our Ecosystem’s
From consumer-facing apps to corporate infrastructure — explore the products and projects within the Cardaq ecosystem.
Pridepay
Pridepay is a modern payment ecosystem designed to support everyday transactions for both individuals and businesses. Developed with the LGBTQIA+ community in mind and open to a wider audience, it offers a secure and transparent way to manage payments.
Beyond transactions, Pridepay brings users and merchants into a single payment environment, designed for practical, everyday use — without added friction or complexity.
www.pridepay.comOur blog
A mix of thoughts, examples, and observations from our work in payments - practical at times, curious at others, and always grounded in real experience.
money
youth
5 mins read
Cardaq is a dedicated Cards & Acquiring company, operating since October 2011. We deliver end-to-end card processing and acquiring solutions tailored to low- and medium-risk merchants, helping businesses accept payments securely and reliably.
Cardaq has been active in the payments industry since 2011, with over a decade of experience in card processing, acquiring, and merchant support. We’ve worked with a wide range of clients across sectors, always focusing on reliable infrastructure and regulatory compliance.
We typically work with merchants that operate in regulated, transparent industries, such as retail, SaaS, travel, education, and professional services. Each application is reviewed individually, and risk is assessed based on business model, location, and transaction history.
Integration is simple and flexible. Cardaq offers RESTful APIs, hosted checkout solutions, and third-party plugins for most major platforms. Our technical team provides full documentation and onboarding support to ensure a smooth implementation.
Our pricing is transparent and tailored to your business type, volume, and risk level. We offer interchange++ or blended models, with no hidden charges. A detailed proposal is provided after onboarding and risk evaluation.
Cardaq is PCI DSS Level 1 certified and follows strict AML and KYC procedures. We use advanced encryption, fraud monitoring, and data protection protocols to ensure your transactions and customer data remain safe and fully compliant.